Car Rental Insurance Options

Car Rental Insurance Options on Crete 

Protect Your Journey

What are the insurance options when renting a car on Crete?

When renting a car on Crete, there are several insurance options available that can help protect you and your rental vehicle in case of an accident or other incident. Here are some of the common insurance options offered by car rental companies on Crete:
Collision Damage Waiver (CDW): This insurance covers damage to the rental car in case of an accident or collision. With CDW, you may still be responsible for an excess amount, which can vary depending on the rental company and the type of car you rent.

Car Rental Insurance Options

Super Collision Damage Waiver (SCDW): This is an upgraded version of CDW that reduces or eliminates the excess amount you're responsible for in case of an accident or collision. SCDW can be more expensive than CDW, but it can provide greater peace of mind if you're worried about potential damages.
Theft Protection (TP): This insurance covers the rental car in case it's stolen or vandalized. With TP, you may still be responsible for an excess amount, which can vary depending on the rental company and the type of car you rent.
Personal Accident Insurance (PAI): This insurance covers medical expenses and other costs associated with personal injury in case of an accident. PAI is optional and may be included in your travel insurance policy.
Third-Party Liability Insurance: This insurance covers damages and injuries to third parties in case of an accident. Third-party liability insurance is mandatory in Greece, and it's typically included in the rental price.
It's important to check the terms and conditions of your rental agreement carefully and ask the rental company any questions you may have about insurance options and coverage. Additionally, you may want to consider purchasing travel insurance to cover any unexpected expenses related to your rental car or your trip to Crete.

What is a deductible amount?

A deductible is the amount of money you must pay out of your own pocket for any damages or theft that occur to your rental car before your rental car insurance kicks in. This amount can vary depending on the type of insurance coverage you have selected and the rental company's policies.
Many travelers prefer to purchase additional insurance coverage to provide them with added financial protection in the event of any unforeseen incidents while driving a rental car.
If you have opted for zero-deductible insurance, it means that you have selected an insurance policy that does not require you to pay any amount upfront for a covered claim. This type of insurance releases you from any financial responsibility and can provide you with greater peace of mind while driving your rental car.

No credit card required

At Gouves car rental, we provide the convenience of car rentals in Crete without the need for a credit card or other guarantees. Unlike many other rental companies in Greece, we do not require clients to withhold large amounts from their credit cards or provide credit card guarantees. Instead, we offer flexible payment options to our clients, including cash, credit/debit cards, PayPal, and bank transfers.
We understand that clients may be concerned about being left with limited credit card funds or exceeding their credit limit due to credit card guarantees. That's why we don't require any guarantee, and you don't have to give us your credit card or cash as security. Our transparent and affordable pricing for car rentals at the airport of Heraklion and throughout Crete provides a worry-free experience for our clients.

In the unfortunate event of an accident

In the unfortunate event of an accident while driving in Crete, you should contact the local police department immediately and then contact us directly. Please document any damage to the vehicle or other objects using photographs. However, it's important to note that damages resulting from driving under the influence of alcohol or controlled substances are not covered by our insurance policy.
At Gouves car rental, we strive to make car rentals in Crete hassle-free for our clients by offering reliable services, transparent pricing, and flexible payment options. Our terms and conditions are clearly available on our website, and our friendly staff are always ready to answer any questions you may have.